Refund & Dispute Resolution Policy

Mobatly Properties (PTY) LTD

1. Our Philosophy

At MOB Smart Multi Currency, we operate a seller-protected refund policy. This means that before any refund can be considered, buyers must first attempt to resolve issues directly with the vendor (product author).

This approach ensures:

  • Vendors are protected from fraudulent or unwarranted refund requests
  • Buyers receive proper support and have their issues actually resolved
  • The platform maintains a healthy ecosystem for all participants

Important: We do NOT offer automatic refunds or "no questions asked" returns. Digital products cannot be "returned" — once downloaded, they remain on your system.

2. Refund Eligibility Timeframe

Issues must be reported within 14 days of the original purchase date. After this period, refund requests will not be considered regardless of the reason.

This timeframe gives you sufficient time to:

  • Download and install the product
  • Test the product's features and functionality
  • Verify compatibility with your environment
  • Contact the vendor if you encounter issues

3. Issue Resolution Process

Step-by-Step Process

1

Report Issue to Vendor

Use the Platform's support system to contact the vendor. Describe your issue clearly, including error messages, screenshots, and steps to reproduce the problem.

Deadline: Within 14 days of purchase

2

Vendor Response

The vendor is expected to respond within 3 days. They may ask for additional information, provide a fix, or offer guidance.

3

Resolution Attempt

Work with the vendor to resolve the issue. Most problems can be fixed with proper support — installation errors, configuration issues, and compatibility problems are often easily resolved.

Resolution Window: 14 days total

4

Escalation (If Needed)

If the vendor fails to respond, refuses to help, or cannot resolve the issue, you may escalate to Platform support.

Escalation Available: After 3 days of no vendor response OR after 14 days of unresolved issue

5

Platform Review

Our team reviews the case, examining all communication and evidence. We may contact both parties for additional information.

Review Time: Up to 7 days

6

Final Decision

We issue a final decision. If a refund is approved, it will be processed within 5-7 business days. Platform decisions are final.

4. Situations Where Refunds MAY Be Approved

A refund may be approved in the following situations:

4.1 Product Is Fundamentally Broken

The product has critical bugs that prevent it from functioning as described, and the vendor is unable or unwilling to fix them within a reasonable timeframe.

4.2 Product Does Not Match Description

The product significantly differs from what was advertised in the product listing. Minor differences or subjective expectations do not qualify.

4.3 Vendor Unresponsive

The vendor fails to respond to support requests for more than 3 days, preventing issue resolution.

4.4 Vendor Account Terminated

The vendor's account has been terminated by the Platform, and the product is no longer supported or maintained.

4.5 Security Vulnerability

The product contains a security vulnerability that the vendor refuses to address or cannot fix in a timely manner.

4.6 Duplicate Purchase

You accidentally purchased the same product twice. Contact us immediately — do not download the duplicate.

5. Situations Where Refunds Will NOT Be Approved

The following situations do NOT qualify for a refund:

  • Change of Mind

    You decided you no longer need or want the product.

  • Wrong Product Purchased

    You purchased the wrong item. Review products carefully before buying.

  • Lack of Technical Skills

    You don't have the expertise to use the product. Consider hiring a developer.

  • Product Works But Doesn't Meet Expectations

    The product functions as described, but you expected different features.

  • Feature Requests

    The product doesn't have features that were never advertised.

  • Third-Party Conflicts

    Issues caused by other plugins, themes, or your hosting environment.

  • Didn't Read Documentation

    Issues that would be resolved by reading the product documentation.

  • Customization Requests

    You want the product modified beyond its documented capabilities.

  • Late Request

    Your request is made after 14 days from purchase.

  • Skipped Vendor Communication

    You did not attempt to resolve the issue with the vendor first.

6. How to Report an Issue

To properly report an issue:

  1. Go to your purchase history in your account dashboard
  2. Find the product and click "Report Issue" or "Contact Vendor"
  3. Describe the issue clearly, including:
    • What you expected to happen
    • What actually happened
    • Steps to reproduce the issue
    • Screenshots or error messages
    • Your environment details (software versions, hosting, etc.)
  4. Wait for the vendor's response and work with them to resolve the issue

7. Escalating to Platform Support

You may escalate to Platform support if:

  • The vendor has not responded within 3 days
  • The issue remains unresolved after 14 days of communication
  • The vendor has refused to help without valid reason

When escalating, please provide:

  • Your order number and purchase date
  • Summary of the issue
  • All communication with the vendor
  • Evidence supporting your case (screenshots, videos, etc.)
  • What resolution you are seeking

8. Refund Processing

8.1 Approved Refunds

If a refund is approved, the refund will be processed to your original payment method within 5-7 business days. Your access to the product will be revoked.

8.2 Partial Refunds

In some cases, we may offer a partial refund if only some aspects of the product are problematic, or if significant value has already been derived from the product.

8.3 Store Credit

As an alternative to refund, we may offer store credit that can be used for future purchases on the Platform.

9. Vendor Protections

This policy protects vendors by:

  • Giving vendors the opportunity to resolve issues before refunds
  • Rejecting refund requests based on buyer's change of mind
  • Requiring evidence of actual product problems
  • Preventing refund fraud through proper verification

Vendors who consistently fail to resolve legitimate issues or who receive high refund rates may be subject to additional review or account action.

10. Abuse Prevention

Refund abuse is taken seriously. The following may result in account suspension or termination:

  • Filing multiple frivolous refund requests
  • Continuing to use a product after receiving a refund
  • Providing false information in refund requests
  • Threatening negative reviews in exchange for refunds
  • Chargebacks initiated without going through the proper dispute process

Warning: Filing a chargeback with your payment provider without first going through our dispute process may result in immediate account termination and potential legal action.

11. Contact Us

For questions about this Refund Policy or to escalate a dispute:

  • Company: Mobatly Properties (PTY) LTD
  • Email: support@mobsmartcurrency.com
  • Website: https://smartcurrency.digital

Related policies:

If you have any questions about this document, please contact us at support@mobsmartcurrency.com