Privacy Policy

Welcome to MOB Smart Multi Currency ("MOB Smart Currency", "we", "us", or "our"), operated by Mobatly Properties (PTY) LTD. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website smartcurrency.digital and use our marketplace platform and services.

Our platform operates as a marketplace connecting software vendors (developers who sell products), buyers (customers who purchase products), and affiliates (partners who promote products). This policy applies to all users regardless of their role on our platform.

By accessing or using our services, you agree to this Privacy Policy. If you do not agree with the terms of this policy, please do not access our website or use our services.

2.1 Personal Information

We may collect personal information that you voluntarily provide to us, including:

• Name and contact information (email address, phone number)
• Billing and payment information
• Account credentials (username, password)
• Business information (for vendors: company name, tax ID, PayPal email)
• Profile information and preferences

2.2 Information Collected Automatically

When you visit our website, we automatically collect certain information, including:

• IP address and device identifiers
• Browser type and operating system
• Pages visited and time spent on our site
• Referring website addresses
• Geographic location (country, region)

2.3 Information From Third Parties

We may receive information about you from third-party services, including:

• Payment processors (PayPal, Stripe) for transaction verification
• Social media platforms if you connect your account
• Analytics providers for usage data

We use the information we collect to:

• Provide, operate, and maintain our platform and services
• Process transactions and send related information (purchase confirmations, invoices)
• Manage your account and provide customer support
• Send promotional communications (with your consent)
• Improve our website, products, and services
• Protect against fraud and unauthorized transactions
• Comply with legal obligations and enforce our terms
• Calculate and distribute vendor earnings and affiliate commissions

4.1 Service Providers

We may share your information with third-party service providers who perform services on our behalf, including payment processing, data analysis, email delivery, hosting services, and customer service.

4.2 Vendors and Buyers

When you purchase a product, certain information is shared with the vendor to fulfill your order and provide support. This may include your name, email address, and purchase details. Vendors are contractually obligated to protect your information.

4.3 Legal Requirements

We may disclose your information if required by law, regulation, legal process, or governmental request, or when we believe disclosure is necessary to protect our rights, your safety, or the safety of others.

4.4 Business Transfers

In the event of a merger, acquisition, or sale of all or a portion of our assets, your information may be transferred to the acquiring entity.

We use cookies and similar tracking technologies to collect information about your browsing activities. These technologies help us:

• Remember your preferences and settings
• Understand how you use our platform
• Track affiliate referrals and commissions
• Provide personalized content and advertisements
• Analyze platform performance and optimize user experience

You can control cookies through your browser settings. However, disabling cookies may limit your ability to use certain features of our platform.

We retain your personal information for as long as your account is active or as needed to provide you services. We may also retain and use your information as necessary to:

• Comply with legal obligations
• Resolve disputes and enforce our agreements
• Maintain accurate financial records (vendor earnings, affiliate commissions)

Transaction records and vendor/affiliate earnings data are retained for a minimum of 7 years for tax and legal compliance purposes.

7.1 Access and Correction

You can access and update your personal information through your account settings. You may also contact us to request access to, correct, or delete your personal information.

7.2 Marketing Communications

You can opt out of receiving promotional emails by following the unsubscribe instructions in those emails or by updating your communication preferences in your account settings.

7.3 GDPR Rights (European Users)

If you are located in the European Economic Area (EEA), you have the right to:

• Access your personal data
• Rectify inaccurate personal data
• Request erasure of your personal data
• Object to or restrict processing of your personal data
• Data portability
• Withdraw consent at any time

7.4 CCPA Rights (California Residents)

If you are a California resident, you have the right to:

• Know what personal information is collected about you
• Know whether your personal information is sold or disclosed
• Opt out of the sale of personal information
• Access your personal information
• Request deletion of your personal information
• Not be discriminated against for exercising your rights

We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include:

• SSL/TLS encryption for data in transit
• Encryption of sensitive data at rest
• Regular security assessments and updates
• Access controls and authentication requirements
• Secure payment processing through PCI-compliant providers

However, no method of transmission over the Internet or electronic storage is 100% secure. While we strive to protect your personal information, we cannot guarantee its absolute security.

Vendors who receive customer information through our platform are required to:

• Use customer data only for order fulfillment and support purposes
• Not sell, rent, or share customer data with third parties
• Implement appropriate security measures to protect customer data
• Delete customer data upon request (except as required for legal compliance)
• Notify us immediately of any data breach affecting customer information

Our platform is not intended for children under 16 years of age. We do not knowingly collect personal information from children under 16. If we learn that we have collected personal information from a child under 16, we will take steps to delete that information as quickly as possible.

Your information may be transferred to and processed in countries other than your own. These countries may have different data protection laws than your country of residence. By using our services, you consent to the transfer of your information to the United States and other countries where we operate.

We take appropriate safeguards to ensure that your personal information remains protected in accordance with this Privacy Policy when transferred internationally.

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Effective Date" at the top of this policy.

We encourage you to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.

If you have any questions about this Privacy Policy or our data practices, please contact us:

• Company: Mobatly Properties (PTY) LTD
• Email: support@mobsmartcurrency.com
• Website: https://smartcurrency.digital